Fintech Compliance
25 articles in this category
10 Regulatory Issues Fintechs Should Resolve Before Launching an Investment Product
Classification, custody, funds flow, disclosures, onboarding and records: the regulatory decisions fintechs should settle before an investment product goes live.
10 Compliance Questions Every Fintech Leader Should Answer Before Launch
From licensing and brokerage partners to records, vendors and growth, ten questions that shape a fintech product's regulatory obligations before it goes live.
Fast to Build, Hard to Run: The Regulatory Infrastructure Gap
Technology made financial products fast to build. The regulatory business around them did not shrink, and that gap is where launches stall.
The Regulatory Stack Behind Every Fintech Investment Product
A practical ownership map for the fintech, advisory, and custody layers behind an investment product, from first launch through an eventual owned RIA.
Remittance Platforms: From Money Movement to Managed Money
How remittance companies turn high frequency transfers into invested balances on the sending side, the receiving side, and for the businesses on their rails.
Neobanks and Banking as a Service: Adding Investing on Top of Deposits and Cards
Banking rails and securities rails are separate. What a digital first bank needs to add brokerage and treasury products without blurring deposit protections.
Tokenizing Real World and Security Assets Under an Investment Adviser
Tokenization is a securities law problem with a technology layer. Choosing between Reg A and Reg D, and where the investment adviser obligations begin.
Payroll and Spend Platforms: Corporate Treasury Plus Employee Investing
Payroll and spend platforms can offer treasury management to their corporate clients and investment accounts to those clients' employees, on one framework.
Compliance as an ROI Center: Launching Merchant Treasury Under a Regulatory Host RIA
Operating through an existing registered adviser lets a payments platform launch a treasury product now and take on its own registration when revenue justifies it.
Turning Idle Merchant Cash Into a Revenue Line: Treasury Management for Payment Companies
Payment companies can keep merchant balances in their ecosystem by offering treasury management through an internet exempt RIA and a custodian API integration.
Crawl Before You Walk: The RIA Launch Studio Path for LATAM Firms
Launch investing under NextReg Advisors' registration, monetize immediately, and build your own US registered adviser once the business is ready to stand alone.
Treasury Management for LATAM Companies Through a US Regulated Adviser
How platforms offer US dollar treasury management to Latin American companies, covering entity onboarding, custody and low risk, highly liquid mandates.
Cross Border Referral Programs: Using a Local LATAM Regulated Entity With a US RIA
A local regulated entity can market at home and refer clients to a US adviser. What the promoter agreement, disclosure and supervision have to look like.
Offering Investing, Trading and Custody to LATAM Residents Through a US RIA
LATAM fintechs can serve local residents through an internet exempt RIA or an existing adviser such as NextReg Advisors, with a real cross border compliance program.
The Regulatory Barrier Is the Last Barrier to Launching an Investing App
AI collapsed the cost of building an investing app, but the regulatory path did not compress. How US firms choose between a regulatory host and their own RIA without losing speed.
Generalized vs. Specialized Compliance for Fintech and AI Native Launches
Why generalist compliance advice delays novel product launches, how one continuous program can span multiple registrations, and where compliance strategy creates revenue.
Why Fintechs Need Specialized Compliance Partners for Embedded Investment Products
Large fintechs launching embedded investment products need compliance partners who can integrate regulated advisory layers without slowing the core business.
The Strategic Decision Every Fintech Should Make Before Launching an Investment Advisory Product
Fintechs entering investment advice must choose between direct RIA registration and partnering with an existing adviser. We map the tradeoffs in speed, control, economics, and regulatory responsibility.
Specialized Compliance Services for Fintechs: Why Generic RIA Support Falls Short in 2026
How fintech RIAs, robo-advisors, and crypto-adjacent platforms benefit from compliance services built for their operating rhythm, AI stack, and 2026 SEC priorities.
Crypto Asset User Interfaces: May 2026 SEC Guidance for Fintech Platforms
What the SEC staff statement on broker-dealer registration for crypto asset user interfaces means for fintech platform design, disclosures, and exam readiness.
May 2026 Compliance News: AI Governance Documentation for Fintech RIAs
SEC examiners are asking fintech RIAs about AI inventories, vendor oversight, and supervisory procedures. What to document before the next exam request.
Why NextReg Compliance Is a Top Choice for Robo-Advisors in 2026
How NextReg helps robo-advisors strengthen algorithm governance, digital onboarding, marketing reviews, vendor oversight, and exam readiness.
Robo-Advisor Algorithm Transparency Requirements
New SEC guidance on disclosure obligations for automated investment platforms, including model methodology, backtesting, and performance presentation standards.
Digital Asset Custody Rules for Investment Advisors
New SEC guidance on cryptocurrency custody requirements, qualified custodian standards, and compliance protocols for advisors holding digital assets.
Building a Robo-Advisor Compliance Program from Scratch
Essential components of a compliant automated advice platform including algorithm governance, disclosure frameworks, and ongoing monitoring.