NextReg Insights
Regulatory guidance, compliance best practices, and industry insights for modern investment advisors
10 Regulatory Issues Fintechs Should Resolve Before Launching an Investment Product
Classification, custody, funds flow, disclosures, onboarding and records: the regulatory decisions fintechs should settle before an investment product goes live.
2026 Articles
Latest compliance guidance and regulatory updates
The SEC's FY 2027 Exam Priorities: 6 Areas Every RIA CCO Should Review
The SEC's FY 2027 priorities put economic conflicts, proxy voting, AI, Regulation S-P, valuation and private funds in focus. Here is what RIAs should review now.
PHP2Shell Vulnerabilities: Cybersecurity and Third-Party Risk Considerations for RIAs
Two critical PHP vulnerabilities are putting web servers at risk. For RIAs, the bigger concern may be what happens when a third-party vendor is affected.
10 Compliance Questions Every Fintech Leader Should Answer Before Launch
From licensing and brokerage partners to records, vendors and growth, ten questions that shape a fintech product's regulatory obligations before it goes live.
Q3 2026: 10 SEC Developments Every RIA CCO Should Understand
Jorge Ascencio looks at ten Q3 SEC developments and what they mean for RIA compliance teams, from annual reviews and referral conflicts to proposed rules.
Your Annual Compliance Review Is a Stress Test, Not a Report Card
A CCO's take on the SEC's September 2026 Risk Alert: examiners care less about whether your annual review happened and more about what it found and fixed.
Fast to Build, Hard to Run: The Regulatory Infrastructure Gap
Technology made financial products fast to build. The regulatory business around them did not shrink, and that gap is where launches stall.
The Q4 2026 Compliance Checklist for RIAs
What RIAs should have finished by October 30 and what to complete or schedule by December 31, with practical tips for each step.
The Regulatory Stack Behind Every Fintech Investment Product
A practical ownership map for the fintech, advisory, and custody layers behind an investment product, from first launch through an eventual owned RIA.
Going Independent: What It Takes to Become a State-Registered Investment Adviser
For advisors launching without a nine-figure book, the regulator changes. The infrastructure problem does not.
Going Independent: What It Takes to Set Up Your Own SEC-Registered Investment Adviser
Registration opens the door to independence. Replacing the compliance infrastructure behind your current practice is what makes the new firm operable.
Remittance Platforms: From Money Movement to Managed Money
How remittance companies turn high frequency transfers into invested balances on the sending side, the receiving side, and for the businesses on their rails.
Neobanks and Banking as a Service: Adding Investing on Top of Deposits and Cards
Banking rails and securities rails are separate. What a digital first bank needs to add brokerage and treasury products without blurring deposit protections.
Tokenizing Real World and Security Assets Under an Investment Adviser
Tokenization is a securities law problem with a technology layer. Choosing between Reg A and Reg D, and where the investment adviser obligations begin.
Payroll and Spend Platforms: Corporate Treasury Plus Employee Investing
Payroll and spend platforms can offer treasury management to their corporate clients and investment accounts to those clients' employees, on one framework.
Compliance as an ROI Center: Launching Merchant Treasury Under a Regulatory Host RIA
Operating through an existing registered adviser lets a payments platform launch a treasury product now and take on its own registration when revenue justifies it.
Turning Idle Merchant Cash Into a Revenue Line: Treasury Management for Payment Companies
Payment companies can keep merchant balances in their ecosystem by offering treasury management through an internet exempt RIA and a custodian API integration.
Crawl Before You Walk: The RIA Launch Studio Path for LATAM Firms
Launch investing under NextReg Advisors' registration, monetize immediately, and build your own US registered adviser once the business is ready to stand alone.
Treasury Management for LATAM Companies Through a US Regulated Adviser
How platforms offer US dollar treasury management to Latin American companies, covering entity onboarding, custody and low risk, highly liquid mandates.
Cross Border Referral Programs: Using a Local LATAM Regulated Entity With a US RIA
A local regulated entity can market at home and refer clients to a US adviser. What the promoter agreement, disclosure and supervision have to look like.
Offering Investing, Trading and Custody to LATAM Residents Through a US RIA
LATAM fintechs can serve local residents through an internet exempt RIA or an existing adviser such as NextReg Advisors, with a real cross border compliance program.
The Regulatory Barrier Is the Last Barrier to Launching an Investing App
AI collapsed the cost of building an investing app, but the regulatory path did not compress. How US firms choose between a regulatory host and their own RIA without losing speed.
Generalized vs. Specialized Compliance for Fintech and AI Native Launches
Why generalist compliance advice delays novel product launches, how one continuous program can span multiple registrations, and where compliance strategy creates revenue.
The CCO Capacity Index
Why the CCO role is increasingly constrained by time, and how RIAs, broker-dealers and fintechs can build enough capacity to stay proactive.
SEC Examination Readiness: Where RIAs Fall Short
What SEC exam readiness really means for RIAs: aligning policies, testing, records, disclosures and AI governance before the examination request arrives.
Why Breakaway Advisors Should Build AI-Native RIAs from Day One
Financial advisors leaving wirehouses can design AI-native RIAs from the ground up. How NextReg removes compliance friction and accelerates independent RIA launches.
Why Fintechs Need Specialized Compliance Partners for Embedded Investment Products
Large fintechs launching embedded investment products need compliance partners who can integrate regulated advisory layers without slowing the core business.
The Strategic Decision Every Fintech Should Make Before Launching an Investment Advisory Product
Fintechs entering investment advice must choose between direct RIA registration and partnering with an existing adviser. We map the tradeoffs in speed, control, economics, and regulatory responsibility.
NextReg Launches with More Than 50 Clients and Over $20bn in Assets Under Management
NextReg opens as a Miami-based compliance firm pairing outsourced CCO services with AI-powered compliance technology, serving 50+ RIA and broker-dealer clients across nine countries.
AI Exam Readiness 2026: How RIAs Should Prepare for AI-Focused SEC Reviews
What SEC examiners are asking about AI in 2026, how to build an AI evidence file, and a tabletop checklist to prepare RIAs for AI-focused reviews.
July 2026 Compliance News: New SEC Guidance on AI Use by RIAs
Mid-year SEC signals on AI oversight, model validation, vendor due diligence, and disclosure alignment that RIAs should act on before year-end reviews.
Specialized Compliance Services for Fintechs: Why Generic RIA Support Falls Short in 2026
How fintech RIAs, robo-advisors, and crypto-adjacent platforms benefit from compliance services built for their operating rhythm, AI stack, and 2026 SEC priorities.
Crypto Asset User Interfaces: May 2026 SEC Guidance for Fintech Platforms
What the SEC staff statement on broker-dealer registration for crypto asset user interfaces means for fintech platform design, disclosures, and exam readiness.
May 2026 Compliance News: AI Governance Documentation for Fintech RIAs
SEC examiners are asking fintech RIAs about AI inventories, vendor oversight, and supervisory procedures. What to document before the next exam request.
Why NextReg Compliance Is a Top Choice for Robo-Advisors in 2026
How NextReg helps robo-advisors strengthen algorithm governance, digital onboarding, marketing reviews, vendor oversight, and exam readiness.
April 2026 Compliance News: Post-Filing Priorities for RIAs
Post-filing priorities for advisers, including Form ADV reconciliation, brochure delivery, fee billing testing, and annual review planning.
March 2026 Compliance News: AI Use, Marketing Reviews, and Supervision
How RIAs should supervise AI-assisted content, marketing claims, employee prompts, and technology controls under 2026 expectations.
March 2026 Compliance News: Cybersecurity, Vendor Oversight, and Records Controls
Compliance news on cybersecurity testing, vendor due diligence, cloud records, incident response, and technology oversight for RIAs.
February 2026 Compliance News: RIA Exam Readiness and Disclosure Updates
A practical review of February compliance priorities for RIAs, including exam evidence files, disclosure updates, and marketing substantiation.
SEC Examination Priorities 2026: What RIAs Must Prepare For
Comprehensive analysis of the SEC's newly released 2026 examination priorities, focusing on AI governance, cybersecurity, and private fund oversight.
AI-Powered Compliance Tools: The 2026 Technology Landscape
How investment advisers are leveraging artificial intelligence for regulatory monitoring, trade surveillance, and automated compliance workflows.
Form ADV 2026: Key Updates and Filing Best Practices
Navigate the latest Form ADV amendments including enhanced disclosure requirements for AI use, cybersecurity incidents, and ESG claims.
Cybersecurity Rule Compliance: January 2026 Deadline Guide
Step-by-step implementation guide for the SEC's cybersecurity disclosure requirements now in effect for registered investment advisers.
2025 Articles
Previous year's compliance guidance and regulatory updates
How RIAs Use Hadrius to Transform Compliance Operations
Real-world applications of AI-powered compliance technology helping investment advisers save time, reduce risk, and scale efficiently.
Annual Compliance Program Review: A Comprehensive Framework for RIAs
Complete outline for conducting effective annual compliance reviews that satisfy SEC Rule 206(4)-7 requirements and strengthen your compliance program.
SEC Marketing Rule: The Complete Compliance Guide for RIAs in 2025
Navigate testimonials, endorsements, performance advertising, and digital marketing under the modernized SEC Marketing Rule.
The Complete RIA Registration Checklist for 2025
Step-by-step guidance for successfully registering your investment advisory firm with the SEC or state regulators in 2025.
Form PF Modernization: November 2025 Reporting Updates
Complete breakdown of the enhanced Form PF requirements for large hedge fund advisers and implementation strategies for the new quarterly reporting obligations.
SEC Sweep Examinations: What Traditional RIAs Should Expect
Analysis of the SEC's latest examination priorities targeting fee billing, portfolio management, and conflicts of interest at traditional advisory firms.
Annual Compliance Review: 2025 Year-End Checklist
Comprehensive framework for conducting effective annual reviews, including new testing protocols, documentation requirements, and board reporting best practices.
Robo-Advisor Algorithm Transparency Requirements
New SEC guidance on disclosure obligations for automated investment platforms, including model methodology, backtesting, and performance presentation standards.
Third-Party Service Provider Due Diligence Updates
Enhanced SEC expectations for vendor oversight, cybersecurity assessments, and ongoing monitoring of outsourced compliance and technology providers.
Books and Records Modernization: Digital Compliance in 2025
Updated guidance on electronic recordkeeping requirements, cloud storage protocols, and audit trail standards for investment advisers.
Private Fund Advisers Rule: 2025 Implementation Guide
Comprehensive analysis of the final private fund adviser rules and step-by-step compliance roadmap for hedge fund and private equity advisers.
ESG Disclosures and Greenwashing: SEC Enforcement Trends
Recent SEC actions targeting misleading ESG claims and how RIAs can ensure authentic, compliant sustainability disclosures in 2025.
Digital Asset Custody Rules for Investment Advisors
New SEC guidance on cryptocurrency custody requirements, qualified custodian standards, and compliance protocols for advisors holding digital assets.
Outsourced CCO Models: When and How to Implement
Strategic guide to evaluating fractional CCO services, comparing costs versus in-house compliance teams, and ensuring regulatory adequacy.
AI Governance Framework for Investment Advisors in 2025
New SEC guidance on AI-powered investment tools and how RIAs should implement governance, testing, and disclosure protocols for algorithmic advice.
2024 Archive
Previous year's insights and compliance resources
SEC Marketing Rule: What RIAs Need to Know in 2024
A comprehensive guide to the amended Marketing Rule and its implications for investment advisors using digital marketing strategies.
Building a Robo-Advisor Compliance Program from Scratch
Essential components of a compliant automated advice platform including algorithm governance, disclosure frameworks, and ongoing monitoring.
Preparing for Your First SEC Examination
What newly registered RIAs should expect during their first SEC exam and how to prepare for a successful outcome.
Form ADV Part 2A: Common Mistakes and How to Avoid Them
An analysis of the most frequent deficiencies found in Form ADV brochures and best practices for clear, compliant disclosure.
AI and Investment Advice: Regulatory Considerations
How AI-powered investment platforms should approach compliance, disclosure, and regulatory engagement with the SEC.
The CCO's Annual Compliance Review Checklist
A comprehensive framework for conducting thorough annual compliance reviews that satisfy regulatory requirements.
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